Paytm Money and JioBlackRock launch India’s first AI-equity fund: Retail investors can start investing with a minimum SIP or lump sum of ₹500.

Paytm Money, in partnership with JioBlackRock, has launched India’s first Systematic Active Equity (SAE) fund. Investors can start SIP or lump sum investments with a minimum of ₹500 in Jio’s ‘JioBlackRock Flexi Cap Fund’. The fund is available exclusively on the Paytm Money app.

This is India’s first equity scheme to adopt BlackRock’s SAE model. It uses artificial intelligence (AI), machine learning, and alternative data sources such as consumer transactions and search activity. BlackRock’s Aladdin risk management platform analyzes data from approximately 1,000 Indian companies in the investment process.

Commission-free funds will be available on Paytm.

This fund offers diversified investments in large-, mid-, and small-cap companies, with a total expense ratio of 0.50% and no exit load. As part of this partnership, Paytm Money is offering this fund commission-free through its digital platform.

Paytm Money said this will provide global access to Indian investors.

A Paytm Money spokesperson said, “We have partnered with Jio BlackRock to make their flagship Flexi Cap SAE Fund accessible to retail investors. The entry point has been reduced to just ₹500, giving every Indian investor access to global institutional strategies.”

A Jio BlackRock spokesperson said, “Through our partnership with Paytm Money, we are expanding our SAE capabilities to retail investors. For a digital-first AMC, a partner like Paytm Money, with its vast reach, will help us offer scalable, low-cost equity solutions to India’s growing market size.’